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Joseph Camenzind, IV

Medical Debt Expected to Rise During COVID-19 Crisis

In 2019, researchers from the Consumer Bankruptcy Project published an article in the American Journal of Public Health, revealing that they determined that medical expenses were a key factor in 66.5% of all bankruptcies.
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Joseph Camenzind, IV

How Waiting To File For Bankruptcy Can Negatively Impact You

Filing for bankruptcy is a very personal choice and it’s never an easy decision. Even when drowning in debt, many individuals see filing for bankruptcy as a type of failure. Out of pride, they put off filing, not realizing that this decision can actually make their financial situation much worse.
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Joseph Camenzind, IV

Can Student Loans Be Discharged In California?

According to data published by The U.S. Department of Education’s Office for Federal Student Aid, California residents owe more than $131 million in student loans. Student loan payments can be overwhelming and many borrowers report that they feel unable to “get ahead” financially because of these loans. When bankruptcy is declared, can these loans be discharged, providing relief?
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Joseph Camenzind, IV

Can Divorce Be Beneficial For Your Children?

Choosing to divorce is never an easy decision and it can feel even more complicated when children are involved. Frequently, couples choose to prolong the relationship believing that divorce may negatively impact their children. However, there is a plethora of evidence that in many cases, divorce could actually be beneficial for children.
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Joseph Camenzind

I owned a House Prior to Marriage does my spouse get half at divorce

A common issue that comes up in California divorce cases is what happens to property owned by one spouse prior to marriage. It is a common misconception that upon marriage, all marriage property becomes community property. This is not true. Under California law property owned prior to marriage is that spouse’s separate property. However, circumstances can change during marriage, which could cause the community to acquire an interest.
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Joseph Camenzind

Domestic Violence Restraining Orders

A restraining order or protective order is an order used by a court to protect a person, business, company, establishment, or entity, and the general public, in a situation involving alleged domestic violence, assault, harassment, stalking, or sexual assault.
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Joseph Camenzind

Spousal Support in California

Also referred to as “alimony,” spousal support refers to court-ordered payments that a higher-earning spouse must pay to the lower-earning spouse during the divorce process and after divorce is finalized. The purpose of spousal support is so the lower-earning spouse can maintain his or her marital standard of living at least until he or she can become self-supporting.
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Joseph Camenzind

A California Family Law Attorney's guide To Child Support

Child support is the amount of money a court can order a parent or both parents to pay every month for the expense of raising a child (or children). A judge determines the amount of child support based on a state-wide guideline and will issue a child support order.
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